Start with our form, then let your rules, approvals, and teams take over.
If you manage credit requests at scale, this template helps you standardize intake, reduce friction for applicants, and keep full visibility over how and why each decision is made.
Most credit application forms collect a consistent set of necessary information that allows you to evaluate a request. This typically includes business information (such as the business name and legal structure), contact information, high-level financial information, and details about the requested credit.
Depending on your context, some forms also capture employment information, limited credit history, or references needed for a commercial credit application. The purpose is to gather sufficient detailed information to support your review without overloading the applicant.
If you're handling more than a handful of applications, you've probably noticed that stand-alone forms start creating friction in your workflow.
Stand alone forms create real problems for modern teams day-to-day such as:
• Inconsistent data handling
You capture information once, then you're manually copying it across reviews, approvals, and account setup. Which means you're dealing with errors, missing fields, and version mismatches that shouldn't exist in the first place.
• Limited visibility after submission
Once someone submits the form, you lose track of where things stand. You can't easily see who's reviewing what application, or what's actually holding up a decision.
• Manual routing and follow-ups
Your credit team has to decide manually who needs to review each application. You're sending follow-up emails by hand and trying to keep track of responses across different tools.
• Poor auditability and traceability
When you need to understand who approved what and when, you're digging through email threads and scattered files instead of checking one reliable source.
• Scaling issues
What works fine when you're handling a few applications breaks down as your volume grows.
Usually stand-alone forms collect the data, but they do not handle what properly what happens after.
Yes. A single business credit application form can support multiple workflows inside your Clustdoc account.
